Chilled water fan coil system

Your heat pump already makes cold water. We help you use it.

Most heat pumps can chill water down to 5°C. Our fan coil kits take that chilled water and turn it into cool air for every room. Per-room controls, timers, and whisper-quiet operation.

How it works // animated

HEAT PUMP(OUTDOOR UNIT)HEAT OUT5°C12°CSUPPLY →← RETURNLOFT SPACEFAN COIL UNITCOILFANCEILINGBEDROOM22°CSET: 20°CSUPPLYRETURNWARM AIR ↑ RETURN GRILLE → FAN COIL → COOLED BY 5°C WATER → SUPPLY VENT ↓ COOL AIR

The science

How heat pumps make cold water

Your heat pump works by moving heat from one place to another. In winter it extracts heat from outside air and puts it into your water. In summer, it reverses — extracting heat from your water and rejecting it outside. The result: water chilled to as low as 5°C, returning at 12°C after absorbing room heat.

5°C

Flow temperature

Chilled water from your heat pump enters the fan coil unit at 5°C. This is the same process your heat pump uses for heating — just reversed.

12°C

Return temperature

Water returns to the heat pump at 12°C after absorbing heat from the room air. That 7°C delta is your cooling capacity at work.

1.9–3.7kW

Cooling output

Our HFC range covers 1.9kW for a bedroom to 3.7kW for large open-plan spaces. That's equivalent to a portable AC — without the noise, hose, or running costs.

The problem

Why your radiators can't cool your home

Your heat pump can make cold water. So why not just run it through your existing radiators? Three reasons — and they're all physics.

No air movement

Radiators work for heating because hot air rises naturally, creating convection currents that circulate warmth around the room. Cold air does the opposite — it sinks and pools at floor level. A cold radiator just creates a thin layer of cool air at your feet while the rest of the room stays hot.

Condensation everywhere

When a surface drops below the dew point, moisture in the air condenses on it — exactly like a cold glass on a summer day. A radiator running 5°C water will drip with condensation. No drain tray, no way to manage the water. You'd end up with puddles on the floor and damp on the walls.

Tiny surface area

For heating, radiators push water at 45–55°C into a 20°C room — a 25–35°C temperature difference driving heat transfer. For cooling, it's 5°C water into a 25°C room — only a 20°C delta. Less temperature difference means less heat exchange, and radiators don't have nearly enough surface area to compensate.

A fan coil unit solves all three problems. A fan forces air across the cold heat exchanger, actively mixing cool air into the room. A built-in drain tray catches all condensation and pipes it away. And the heat exchanger's densely packed fins give you far more surface area than a radiator in a fraction of the space.

System features

Not just a fan in a box

Per-room temperature control

Each room gets its own thermostat. Bedroom at 18°C, living room at 22°C. Each unit runs independently so you only cool the rooms that need it.

Timers & scheduling

Cool bedrooms before you sleep, living areas during the day. Set schedules per room so you only cool what you need, when you need it.

Whisper quiet

The fan coil sits in the loft, away from living spaces. All you hear in the room is a gentle breeze from the ceiling vent. No compressor noise, no vibration.

Fraction of the running cost

Your heat pump has a COP of 3–5 for cooling. That means for every 1kW of electricity, you get 3–5kW of cooling. A portable AC gets you about 1kW for 1kW.

No planning permission

Entirely internal installation — no external units, no external alterations. Ideal for listed buildings and conservation areas. Uses your existing heat pump.

Installation sequence

How it works

Each room gets its own fan coil unit in the loft, fed by chilled water from your heat pump. Cool air drops through a short duct to a ceiling vent — one unit, one room, independent control. You can run a single unit to two rooms if needed, but dedicated units give the best performance.

System diagram

LOFT SPACEFLOW 5°CRETURN 12°CTO HEAT PUMPFCU 1COILFANDRAINBEDROOM20°CFCU 2COILFANDRAINLIVING ROOM22°C...ONE UNIT PER ROOM — INDEPENDENT CONTROLCEILING
01

Pipe from heat pump

Chilled water pipes run from your heat pump up to the loft, with a flow and return branch for each fan coil unit. Same pipework your heating uses — just colder water.

02

One unit per room

Each room you want to cool gets its own fan coil unit sitting on loft joists. 5°C water flows through the heat exchanger while a fan blows air across it.

03

Short duct to ceiling vent

A short insulated duct drops cool air from each unit down to a ceiling vent in the room below. No long duct runs, no complex routing.

04

Room thermostats

Each unit has its own thermostat and timer. Set the temperature and schedule per room. The system does the rest.

Product range

One unit per room, three sizes

1kW

Bedrooms & offices

One unit, one room, one ceiling vent. Perfect for a bedroom or home office. Enough output to cool a room up to ~15m².

2kW

Living rooms

For larger rooms that need more capacity. Can also serve two smaller rooms with a dual-duct setup, though dedicated units per room give better control.

3kW

Open plan spaces

For large open-plan living areas, kitchen-diners, or rooms with high ceilings that need serious cooling capacity.

Honest sizing

Realistic cooling output

Most fan coils are quoted at a single figure rated with 6–7 °C chilled water — colder than most heat pumps actually run. This shows what each HFC unit really delivers at your system's flow temperature and room conditions.

Your system

°C

Your heat pump's cooling flow temperature.

°C

~27 °C for a hot room being pulled down; ~24 °C for steady comfort.

% RH

Affects whether the coil dehumidifies.

Output at your conditions

ETD ×0.85 · Fan ×1.00

At 7.0 °C flow, the coil runs below the room dewpoint (14.4 °C) — it will dehumidify and produce condensate, which must be drained.

HFC-19

1.6kW total
1.1kW sensible
Dehumidifying

HFC-28

2.4kW total
1.7kW sensible
Dehumidifying

HFC-37

3.1kW total
2.2kW sensible
Dehumidifying

Sensible cooling

Drops the air temperature.

Heat moves from the room air into the cold coil, so the air leaves the unit colder than it arrived. This is the bit you read off the thermostat — the temperature drop you actually feel.

Latent cooling

Takes water out of the air.

When the coil is colder than the room dewpoint, water vapour condenses onto it and drains away. The energy goes into turning vapour into liquid, not into a temperature drop — but the room ends up drier. Dry air feels much cooler than humid air at the same temperature, and it stops that sticky, muggy summer-night feeling. A wet coil must be drained.

Install note — pipes must be insulated

Any pipe carrying chilled water is well below the room dewpoint and will sweat exactly like the coil does — even when the coil itself is dry. Every metre of chilled-water pipe between the heat pump and the fan coil units must run in closed-cell pipe insulation with sealed joints. Skip this and you'll get condensation dripping inside ceilings, walls, and onto floors.

Rated at EWT 7 °C / air 27 °C. Sensible figure assumes ~70% sensible heat ratio when the coil runs wet. Figures are first-order engineering estimates based on entering-temperature-difference scaling, not manufacturer selection-software output, and assume the rated chilled-water flow rate through each unit. Use for guidance and sizing sanity-checks, not as a guaranteed performance figure.

Every heat pump sold in the UK can produce chilled water. Almost none of them are being used for cooling. We're building the missing piece — a simple kit that connects to what you already have and gives you room-by-room cooling for a fraction of the cost of a split AC system.
SB

Simon Bennett

Founder

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HFC-19, HFC-28, and HFC-37 chilled water fan coil units. Load-compensated control. Designed for UK heat pump installations.

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