SERVICION NACIONAL DE APRENIZAJE - SENA
CENTRO DE SERVICIOS FINANCIEROS
REGIONAL DISTRITO CAPITAL
COORDINACION DE FORMACION VIRTUAL
Programa: Servicios y Operaciones Microfinancieras
Ficha: 2282608
Numero del GA2- Taller02-ATA8
Integrantes: NEYLA YADIRA MESSU MINA
2 NILHEN HERAZO MARTINEZ
3 MONICA LIZETH FLORES MARTINEZ
Instructor: YADIRA SAAVERDRA TULANTE
Valor Prestamo $ 10,000,000
cuotas 6
interes 3%
Valor Cuota $1,845,975.00
periodo saldo inicial cuotas intereses abono capital saldo final
1 $ 10,000,000 $1,845,975.00 $ 300,000 $ 1,545,975 $ 8,454,025
2 $ 8,454,025 $1,845,975.00 $ 253,621 $ 1,592,354 $ 6,861,671
3 $ 6,861,671 $1,845,975.00 $ 205,850 $ 1,640,125 $ 5,221,546
4 $ 5,221,546 $1,845,975.00 $ 156,646 $ 1,689,329 $ 3,532,217
5 $ 3,532,217 $1,845,975.00 $ 105,967 $ 1,740,008 $ 1,792,209
6 $ 1,792,209 $1,845,975.00 $ 53,766 $ 1,792,209 $ -
Valor Prestamo $ 10,000,000
cuotas 6
interes 3%
Valor Abono Capital $1,666,667
periodo saldo inicial cuotas intereses abono capital
1 $ 10,000,000 $1,966,666.67 $ 300,000 $1,666,666.67
2 $ 8,333,333 $1,916,666.67 $ 250,000 $1,666,666.67
3 $ 6,666,667 $1,866,666.67 $ 200,000 $1,666,666.67
4 $ 5,000,000 $1,816,666.67 $ 150,000 $1,666,666.67
5 $ 3,333,333 $1,766,666.67 $ 100,000 $1,666,666.67
6 $ 1,666,667 $1,716,666.67 $ 50,000 $1,666,666.67
saldo final
$ 8,333,333
$ 6,666,667
$ 5,000,000
$ 3,333,333
$ 1,666,667
$ -
Valor Prestamo $ 10,000,000
cuotas 12
interes 35%
Valor Cuota $3,598,192.70
periodo saldo inicial cuotas intereses abono capital saldo final
1 $ 10,000,000 $3,598,192.70 $ 3,500,000 $ 98,193 $ 9,901,807
2 $ 9,901,807 $3,598,192.70 $ 3,465,633 $ 132,560 $ 9,769,247
3 $ 9,769,247 $3,598,192.70 $ 3,419,237 $ 178,956 $ 9,590,291
4 $ 9,590,291 $3,598,192.70 $ 3,356,602 $ 241,591 $ 9,348,700
5 $ 9,348,700 $3,598,192.70 $ 3,272,045 $ 326,148 $ 9,022,552
6 $ 9,022,552 $3,598,192.70 $ 3,157,893 $ 440,299 $ 8,582,253
7 $ 8,582,253 $3,598,192.70 $ 3,003,789 $ 594,404 $ 7,987,849
8 $ 7,987,849 $3,598,192.70 $ 2,795,747 $ 802,446 $ 7,185,403
9 $ 7,185,403 $3,598,192.70 $ 2,514,891 $ 1,083,301 $ 6,102,102
10 $ 6,102,102 $3,598,192.70 $ 2,135,736 $ 1,462,457 $ 4,639,645
11 $ 4,639,645 $3,598,192.70 $ 1,623,876 $ 1,974,317 $ 2,665,328
12 $ 2,665,328 $3,598,192.70 $ 932,865 $ 2,665,328 $ 0
Valor Prestamo $ 30,000,000
cuotas 9
interes 29%
Valor Abono Capital $3,333,333
periodo saldo inicial cuotas intereses abono capital
1 $ 30,000,000 $11,973,333.33 $ 8,640,000 $3,333,333.33
2 $ 26,666,667 $11,013,333.33 $ 7,680,000 $3,333,333.33
3 $ 23,333,333 $10,053,333.33 $ 6,720,000 $3,333,333.33
4 $ 20,000,000 $9,093,333.33 $ 5,760,000 $3,333,333.33
5 $ 16,666,667 $8,133,333.33 $ 4,800,000 $3,333,333.33
6 $ 13,333,333 $7,173,333.33 $ 3,840,000 $3,333,333.33
7 $ 10,000,000 $6,213,333.33 $ 2,880,000 $3,333,333.33
8 $ 6,666,667 $5,253,333.33 $ 1,920,000 $3,333,333.33
9 $ 3,333,333 $4,293,333.33 $ 960,000 $3,333,333.33
saldo final
$ 26,666,667
$ 23,333,333
$ 20,000,000
$ 16,666,667
$ 13,333,333
$ 10,000,000
$ 6,666,667
$ 3,333,333
$ -
Valor Prestamo $ 30,000,000
cuotas 12
interes 29%
Valor Abono Capital $2,500,000
periodo saldo inicial cuotas intereses abono capital
1 $ 30,000,000 $11,140,000.00 $ 8,640,000 $2,500,000.00
2 $ 27,500,000 $10,420,000.00 $ 7,920,000 $2,500,000.00
3 $ 25,000,000 $9,700,000.00 $ 7,200,000 $2,500,000.00
4 $ 22,500,000 $8,980,000.00 $ 6,480,000 $2,500,000.00
5 $ 20,000,000 $8,260,000.00 $ 5,760,000 $2,500,000.00
6 $ 17,500,000 $7,540,000.00 $ 5,040,000 $2,500,000.00
7 $ 15,000,000 $6,820,000.00 $ 4,320,000 $2,500,000.00
8 $ 12,500,000 $6,100,000.00 $ 3,600,000 $2,500,000.00
9 $ 10,000,000 $5,380,000.00 $ 2,880,000 $2,500,000.00
10 $ 7,500,000 $4,660,000.00 $ 2,160,000 $2,500,000.00
11 $ 5,000,000 $3,940,000.00 $ 1,440,000 $2,500,000.00
12 $ 2,500,000 $3,220,000.00 $ 720,000 $2,500,000.00
saldo final
$ 27,500,000
$ 25,000,000
$ 22,500,000
$ 20,000,000
$ 17,500,000
$ 15,000,000
$ 12,500,000
$ 10,000,000
$ 7,500,000
$ 5,000,000
$ 2,500,000
$ -
