non-performing loansとは 意味・読み方・使い方

Given the significant increase in non-performing loans held by such financial institutions, first, in April 1998 the Chinese government injected funds totaling 270 billion yuan into the four major national commercial banks9. Second, in 1999 the government, as one of the sweeping measures to deal with non-performing loans, established asset management companies (AMCs) for non-performing loans for each of the four major national commercial banks. The AMCs bought, at book value, approximately 1.4trillion yuan worth of non-performing loans in total for the four banks. They also decided that a part of the non-performing loans (approximately 420 billion yuan) would be subject to stock conversion by debt-equity swap (Figs. 1.2.23, 1.2.24).例文帳に追加

このような金融機関の不良債権の増大を受けて、政府は、①1998年４月に四大国有商業銀行に対して2,700億元の資本注入を行い９）、②翌1999年、大々的な不良債権対策として、四大国有商業銀行ごとに不良債権の資産管理会社（AMC）を設立、AMCが４行合計で約1.4兆元に上る不良債権を簿価で買い取り、その一部（約0.42兆元）をデット・エクイティ・スワップによって株式転換の対象とすることを取り決めた（第1-2-23図、第1-2-24図）。 - 経済産業省

The proportion of non-performing loans among major financial institutions at the end of 2004 was 13.21%, or 4.6% lower than at the end of the previous year.例文帳に追加

2004年末の主要金融機関の不良債権比率は13.21％と前年末より4.6％低下した。 - 経済産業省

However, as of the end of April 2002, the proportion of non-performing loans of the four major national commercial banks still stood at a high level of 24.5 percent10. In addition, it is the financial authorities that ultimately absorb the uncollected non-performing loans which have been transferred to the AMCs11. In light of such circumstances, it is expected that the issue of non-performing loans will be a long-term one in China.例文帳に追加

しかしながら、2002年４月末時点においても、四大国有商業銀行の不良債権比率は24.5％と高く10）、AMCに移管された不良債権の未回収分は最終的には財政当局が補填することもあり11）、中国における不良債権問題は長期的な様相を呈していると言える。 - 経済産業省

For example, while banks will probably find it easier to meet requests for a moratorium because loans that would have previously been regarded as non-performing loans will not be regarded as such, it has been pointed out that the financial condition of financial institutions will become less transparent as a side effect of this scheme because of the presence of hidden non-performing loans発音を聞く 例文帳に追加

その副作用の件で、例えば、今まで不良債権にしていたものを不良債権にしなくなることによって、銀行は、多分、応じやすくなると思うのですけれども、逆に隠れ不良債権となって、外部から財務内容が見えづらくなるといった指摘もあるのですけれども… - 金融庁

The second matter I would like to mention is the reclassification of restructured loans as non-performing loans, an issue which I have already discussed in committee deliberations.発音を聞く 例文帳に追加

２つ目が、もう既に委員会審議でも答弁しておりますけれども、例の条件緩和債権にした場合に不良債権化するということに対して対応したいと。 - 金融庁

As for the cause, it is highly likely that the Indonesian Bank Restructuring Agency (IBRA) disposed of its non-performing loans in the retail sector (10.6 trillion rupiah) and banks resumed their loans to these enterprises.例文帳に追加

これは、IBRA（インドネシア銀行再編庁）がリテール部門の不良債権（10.6兆ルピア）を処理し、銀行がその企業への融資を再開している可能性が高い。 - 経済産業省

Japan's financial system as a whole is becoming increasingly sound, as shown by a decline in the ratio of non-performing loans.発音を聞く 例文帳に追加

我が国の金融システムは、不良債権比率の低下に見られるように全体として健全性が高まっております。 - 金融庁

Generally speaking, non-performing loans tend to increase if downside risks for the real economy grow発音を聞く 例文帳に追加

実体経済で下落リスクが高くなれば、当然不良債権が増大するというのが一般的な傾向でありますから、 - 金融庁