All reports and data to verify the reliability of private and legal entities
With Risk, you get real-time access to databases such as the Registry of Residents, Revenue Agency, Companies Register, CRIF, Experian, Newspapers, and International Organizations.
All the knowledge you need
Here you can find some advice to consider to approach this API. If you prefer, we provide code samples, OAS3 documentation, the ability to try the API live via the Swagger UI or import the entire collection into Postman. We also offer a Sandbox environment where you can experiment with all kinds of requests completely free of charge.
Get the token in the appropriate section before you start.
Choose the service that best suits you
The Risk API is very extensive and covers all aspects of risk management.
We can group the offered services into:
- Information on Creditworthiness
- Information on Individuals
- Information on Companies
Depending on the service you prefer, different endpoints are available described below.
Credit Score (Synchronous / Real-time)
Starting from the VAT number, you can obtain structured information on creditworthiness through its 3 endpoints:
-
/IT-creditscore-start
- "risk_score" (from GREEN to DARK RED)
-
/IT-creditscore-advanced
- "risk_score" (from GREEN to DARK RED)
- "risk_score_description" (details of the risk score)
- "rating" (from A1 positive to C3 negative)
- "risk_severity" (from 1 "low risk" to 990 "high risk")
-
/IT-creditscore-top
- "risk_score" (from GREEN to DARK RED)
- "history.risk_score" (previous monthly assessments)
- "risk_score_description" (details of the risk score)
- "rating" (from A1 positive to C3 negative)
- "history.public_rating" (previous monthly assessments)
- "operational_credit_limit" (estimated credit limit €)
- "history.operational_credit_limit" (previous monthly assessments)
- "positions" (Evaluations, descriptions and trends of the company in terms of financial, asset and financial position in a summary)
- "profiles" (Analysis of single indices of financial, asset and financial profiles in a summarized way)
Individual (Asynchronous)
Reports available in the Individual section:
- /IT-crif-persona
- /IT-patrimoniale-persona
- /IT-patrimoniale-persona-top
- /IT-report-persona
- /IT-report-persona-top
- /IT-eredi-con-accettazione
- /IT-eredi-senza-accettazione
Structured data available in the Individual section:
Company (Asynchronous)
Reports available in the Company section:
- Oas file url risk.openapi.json
-
PDF Documentation
- Fork or import with Postman
- Production domain risk.openapi.com
- Sandbox domain test.risk.openapi.com
-
Production Scopes 37
Rate Limits: 10000 req/min
- DELETE risk.openapi.com/WW-kyc-full-monitor
- GET risk.openapi.com/IT-creditscore-advanced
- GET risk.openapi.com/IT-creditscore-start
- GET risk.openapi.com/IT-creditscore-top
- GET risk.openapi.com/IT-crif-azienda
- GET risk.openapi.com/IT-crif-persona
- GET risk.openapi.com/IT-eredi-con-accettazione
- GET risk.openapi.com/IT-eredi-senza-accettazione
- GET risk.openapi.com/IT-negativita
- GET risk.openapi.com/IT-patrimoniale-persona
- GET risk.openapi.com/IT-patrimoniale-persona-top
- GET risk.openapi.com/IT-report-azienda
- GET risk.openapi.com/IT-report-azienda-top
- GET risk.openapi.com/IT-report-persona
- GET risk.openapi.com/IT-report-persona-top
- GET risk.openapi.com/IT-richiesta
- GET risk.openapi.com/IT-verifica_cf
- GET risk.openapi.com/WW-kyc-evidences
- GET risk.openapi.com/WW-kyc-full-monitor
- PATCH risk.openapi.com/IT-crif-azienda
- PATCH risk.openapi.com/IT-crif-persona
- POST risk.openapi.com/IT-crif-azienda
- POST risk.openapi.com/IT-crif-persona
- POST risk.openapi.com/IT-eredi-con-accettazione
- POST risk.openapi.com/IT-eredi-senza-accettazione
- POST risk.openapi.com/IT-negativita
- POST risk.openapi.com/IT-patrimoniale-persona
- POST risk.openapi.com/IT-patrimoniale-persona-top
- POST risk.openapi.com/IT-report-azienda
- POST risk.openapi.com/IT-report-azienda-top
- POST risk.openapi.com/IT-report-persona
- POST risk.openapi.com/IT-report-persona-top
- POST risk.openapi.com/WW-kyc-adverse_media
- POST risk.openapi.com/WW-kyc-full
- POST risk.openapi.com/WW-kyc-full-monitor
- POST risk.openapi.com/WW-kyc-pep
- POST risk.openapi.com/WW-kyc-sanction_list
-
Sandbox Scopes 37
- DELETE test.risk.openapi.com/WW-kyc-full-monitor
- GET test.risk.openapi.com/IT-creditscore-advanced
- GET test.risk.openapi.com/IT-creditscore-start
- GET test.risk.openapi.com/IT-creditscore-top
- GET test.risk.openapi.com/IT-crif-azienda
- GET test.risk.openapi.com/IT-crif-persona
- GET test.risk.openapi.com/IT-eredi-con-accettazione
- GET test.risk.openapi.com/IT-eredi-senza-accettazione
- GET test.risk.openapi.com/IT-negativita
- GET test.risk.openapi.com/IT-patrimoniale-persona
- GET test.risk.openapi.com/IT-patrimoniale-persona-top
- GET test.risk.openapi.com/IT-report-azienda
- GET test.risk.openapi.com/IT-report-azienda-top
- GET test.risk.openapi.com/IT-report-persona
- GET test.risk.openapi.com/IT-report-persona-top
- GET test.risk.openapi.com/IT-richiesta
- GET test.risk.openapi.com/IT-verifica_cf
- GET test.risk.openapi.com/WW-kyc-evidences
- GET test.risk.openapi.com/WW-kyc-full-monitor
- PATCH test.risk.openapi.com/IT-crif-azienda
- PATCH test.risk.openapi.com/IT-crif-persona
- POST test.risk.openapi.com/IT-crif-azienda
- POST test.risk.openapi.com/IT-crif-persona
- POST test.risk.openapi.com/IT-eredi-con-accettazione
- POST test.risk.openapi.com/IT-eredi-senza-accettazione
- POST test.risk.openapi.com/IT-negativita
- POST test.risk.openapi.com/IT-patrimoniale-persona
- POST test.risk.openapi.com/IT-patrimoniale-persona-top
- POST test.risk.openapi.com/IT-report-azienda
- POST test.risk.openapi.com/IT-report-azienda-top
- POST test.risk.openapi.com/IT-report-persona
- POST test.risk.openapi.com/IT-report-persona-top
- POST test.risk.openapi.com/WW-kyc-adverse_media
- POST test.risk.openapi.com/WW-kyc-full
- POST test.risk.openapi.com/WW-kyc-full-monitor
- POST test.risk.openapi.com/WW-kyc-pep
- POST test.risk.openapi.com/WW-kyc-sanction_list