The name makes it sound like a dating app. However, there\u2019s really nothing to love about being on the MATCH list.<\/p>\n\n\n\n
\u201cGetting MATCHed,\u201d as it\u2019s sometimes called, means trouble. It indicates that your business poses an above-average risk for acquirers. Landing on the MATCH List (formerly known as the Terminated Merchant File<\/a>) means you could lose processing services altogether. You may be blacklisted from getting a new account, meaning you\u2019d be unable to process conventional credit card transactions.<\/p>\n\n\n\n Sounds terrible already. But, as if that weren\u2019t bad enough, you probably won\u2019t even learn that you\u2019ve been added to the list until it\u2019s too late.<\/p>\n\n\n\n So, how do you wind up on the MATCH List? And, is there anything you can do about it once you\u2019re there?<\/p>\n\n\n [noun]\/maCH\u25cf list\/<\/p><\/div> The MATCH (Member Alert to Control High-Risk Merchants) List is a comprehensive database created and managed by Mastercard. Acquiring banks may reference the MATCH List to screen merchant applicants and determine the risk they pose prior to providing a merchant account.<\/p><\/dd><\/div><\/dl>\n\n\n\n Like we mentioned above, the MATCH List is an updated version of the Terminated Merchant File. It\u2019s essentially a detailed electronic list of businesses that have had one or more merchant accounts terminated<\/a> by their acquiring bank. That\u2019s good information to have since merchants with canceled accounts on their record are typically perceived as \u201chigh risk.\u201d<\/p>\n\n\n\n Mastercard developed the MATCH List to keep track of these risky merchants in a centralized location, and they still administer it today. Considered the industry standard, the list used by acquiring banks<\/a> to help screen applicants. If an applicant has been MATCHed, the acquirer will probably reject their application unless that acquirer specializes in providing services to high-risk merchants<\/a>.<\/p>\n\n\n\n This makes it effectively impossible for merchants to hide canceled accounts. It also makes it a very high-stakes concern for merchants. Landing on the MATCH List could put your entire business in jeopardy.<\/p>\n\n\n\nRecommended reading<\/h3><\/div>
What is the MATCH List?<\/h2>\n\n\n\n
Why Am I on the MATCH List?<\/h2>\n\n\n\n