Book Reviews by Cypran Akubude
Cologne Business School, 2019
The Startup Way is a business development model created by Eric Ries the founder and pioneer of L... more The Startup Way is a business development model created by Eric Ries the founder and pioneer of Lean Startup. The idea of The Startup Way is to introduce a better suitable tool in which an organization both startups and existing businesses could utilize in introducing new management systems and also a cost effective means of introducing new products into the market by capitalizing on the already existing talents through employee empowerment.
I therefore require you to brace yourself as you go through the review of his best selling book.
Papers by Cypran Akubude
Why Mars Exploration | Cypran Akubude, 2021
This article seeks to outline the importance of Mars Exploration and why humans want to be a mult... more This article seeks to outline the importance of Mars Exploration and why humans want to be a multiplanetary specie.
Cypran Akubude Blog, 2019
Readers would be wondering by now what this article is trying to communicate. Well I want to disc... more Readers would be wondering by now what this article is trying to communicate. Well I want to discuss one of the greatest innovators of our century and how much he is contributing to mankind. I have been fascinated by Elon for over 3 years now since the release of the world-famous Tesla Model X. In case you don't know, it's an electric vehicle with the Falcon Wing back doors. This man has contributed so much when it comes to innovation than we realize. Before I discuss about the latest breakout in the internet now, let's know some intriguing facts about Mr. Elon.
He is originally from South Africa He founded the most popular online payment platform; PayPal.
He is the founder and CEO of the worlds most popular sustainable car company; Tesla.
He founded and controls the disruptive space exploration company; Space X
Imagine a world without the internet!!! Transportation, communication, awareness of world events,... more Imagine a world without the internet!!! Transportation, communication, awareness of world events, production of goods and services, socialization, education, payment systems, etc. have been made easy and more convenient for people leading to the sprung of a new world generally referred to as " a global village " by scholars and personalities in the scientific world. We have the television where we can instantly see what is happening all around the world. We have the cars, planes, trains, and other fast means of transportation where we can easily move from nations to nations, or from continents to continents within a short period of time. We have the smart phones where we can literally do almost anything possible.

Lack of collateral and access to credit has been one of the reasons why the traditional banking i... more Lack of collateral and access to credit has been one of the reasons why the traditional banking institutions do not extend credit to the poor. This has led to the increment in the poverty level of these individuals. For this reason, MFIs came into existence to play the role of providing financial services to the poor. The requirement of no collateral increases the risk of default and information asymmetry. Thus, the joint liability group lending model was developed to curb this.
There have been debates on whether MFIs can provide services to the poor in a sustainable way and communicate the benefits of these services so as to reach those left out by the traditional banking institutions. Robinson (2001) stated that there is an absurd gap between the supply and demand for microfinance services. Among the economically active poor of the developing world, there is strong demand for small-scale commercial financial services for both credit and savings but the demands for these services are rarely met by the formal financial sector. One reason is that the demand is generally not perceived. Another is that many actors in the formal sector believe wrongly that microfinance cannot be profitable for banking institutions (Robinson 2001).
In this critique, we will be analyzing and evaluating the effectiveness of joint liability group lending in reducing information asymmetries and also looking at the relationship between the financial performance of MFIs and their outreach services to the poor in developing countries.
Drafts by Cypran Akubude

We are currently living in the 21st Century world otherwise known as the Age of Technology. Vario... more We are currently living in the 21st Century world otherwise known as the Age of Technology. Various means of technological advancements and innovations have surfaced over the years making life easier and products more accessible.
The world of technology is growing as fast as a rocket rising up into the skies. With the modern system of life, delay in equipping yourself with these techs can render you obsolete in the society.
The banking world have seen a lot of improvements and innovations based on how services offered can be accessed by the general public. In the previous years, bank growth was determined based on the number of branches the bank has, but currently, bank growth is normally determined based on the accessibility of the banks online platform. However, we can’t talk about the performance of the online banking world without investigating the devices that have contributed towards it.
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Book Reviews by Cypran Akubude
I therefore require you to brace yourself as you go through the review of his best selling book.
Papers by Cypran Akubude
He is originally from South Africa He founded the most popular online payment platform; PayPal.
He is the founder and CEO of the worlds most popular sustainable car company; Tesla.
He founded and controls the disruptive space exploration company; Space X
There have been debates on whether MFIs can provide services to the poor in a sustainable way and communicate the benefits of these services so as to reach those left out by the traditional banking institutions. Robinson (2001) stated that there is an absurd gap between the supply and demand for microfinance services. Among the economically active poor of the developing world, there is strong demand for small-scale commercial financial services for both credit and savings but the demands for these services are rarely met by the formal financial sector. One reason is that the demand is generally not perceived. Another is that many actors in the formal sector believe wrongly that microfinance cannot be profitable for banking institutions (Robinson 2001).
In this critique, we will be analyzing and evaluating the effectiveness of joint liability group lending in reducing information asymmetries and also looking at the relationship between the financial performance of MFIs and their outreach services to the poor in developing countries.
Drafts by Cypran Akubude
The world of technology is growing as fast as a rocket rising up into the skies. With the modern system of life, delay in equipping yourself with these techs can render you obsolete in the society.
The banking world have seen a lot of improvements and innovations based on how services offered can be accessed by the general public. In the previous years, bank growth was determined based on the number of branches the bank has, but currently, bank growth is normally determined based on the accessibility of the banks online platform. However, we can’t talk about the performance of the online banking world without investigating the devices that have contributed towards it.
I therefore require you to brace yourself as you go through the review of his best selling book.
He is originally from South Africa He founded the most popular online payment platform; PayPal.
He is the founder and CEO of the worlds most popular sustainable car company; Tesla.
He founded and controls the disruptive space exploration company; Space X
There have been debates on whether MFIs can provide services to the poor in a sustainable way and communicate the benefits of these services so as to reach those left out by the traditional banking institutions. Robinson (2001) stated that there is an absurd gap between the supply and demand for microfinance services. Among the economically active poor of the developing world, there is strong demand for small-scale commercial financial services for both credit and savings but the demands for these services are rarely met by the formal financial sector. One reason is that the demand is generally not perceived. Another is that many actors in the formal sector believe wrongly that microfinance cannot be profitable for banking institutions (Robinson 2001).
In this critique, we will be analyzing and evaluating the effectiveness of joint liability group lending in reducing information asymmetries and also looking at the relationship between the financial performance of MFIs and their outreach services to the poor in developing countries.
The world of technology is growing as fast as a rocket rising up into the skies. With the modern system of life, delay in equipping yourself with these techs can render you obsolete in the society.
The banking world have seen a lot of improvements and innovations based on how services offered can be accessed by the general public. In the previous years, bank growth was determined based on the number of branches the bank has, but currently, bank growth is normally determined based on the accessibility of the banks online platform. However, we can’t talk about the performance of the online banking world without investigating the devices that have contributed towards it.