Papers by Therese Eyermann
executive assistant to the president for California State University, Channel Islands As student ... more executive assistant to the president for California State University, Channel Islands As student loan indebtedness has more than doubled in the past decade, it has become important to examine the effects of under-graduate debt on graduate school attendance. The significant increase in student borrowing can be attributed primarily to the passage of the Higher Education Amendments of 1992, which increased federal student loan limits and expanded eligibility in student loan programs. To measure the effects of the increased

The factors that affect graduate school aspirations and attendance were studied in light of the f... more The factors that affect graduate school aspirations and attendance were studied in light of the fact that student loan borrowing has more than doubled in the past decade. Using data from two surveys conducted by the Higher Education Research Institute, this study investigated the educational degree aspirations of two separate college cohorts, one from 1985-1989 (n=24,847), before the expansion of loan borrowing, and one from 1994-1998 (n=5,061), after the passage of the 1992 Higher Education Amendments. There appeared to be no negative effects of borrowing on either graduate school aspirations or attendance. In fact, loans appeared to play an active role in degree aspirations and graduate school attendance for those who borrowed between 1994 and 1998. An appendix contains the variable coding for both datasets. (Contains 17 references.) (SLD) Reproductions supplied by EDRS are the best that can be made from the original document. Comparisons of Undergraduate Borrowing and Its Effects...
This paper examines some of the factors that affect the college choice of students from low-incom... more This paper examines some of the factors that affect the college choice of students from low-income families, specifically as it relates to college costs, and presents the results of a qualitative study on the factors that motivated the college attendance and choice of eight students from low-income families enrolled at a small, moderately selective Christian liberal arts college. In-depth interviews with the eight students revealed that there was a predisposition to attend college through either being told from an early age that they would go or experiencing a critical incident which crystallized the importance of college attendance. Students tended to choose the institution they attended due to its small size and friendly, home-like atmosphere. The majority of the ASH* ASSOCIATION FOR THE STUDY OF HIGHER EDUCATION
Journal of Student Financial Aid, 2006
This paper examines some of the factors that affect the college choice of students from low-incom... more This paper examines some of the factors that affect the college choice of students from low-income families, specifically as it relates to college costs, and presents the results of a qualitative study on the factors that motivated the college attendance and choice of eight students from low-income families enrolled at a small, moderately selective Christian liberal arts college. In-depth interviews with the eight students revealed that there was a predisposition to attend college through either being told from an early age that they would go or experiencing a critical incident which crystallized the importance of college attendance. Students tended to choose the institution they attended due to its small size and friendly, home-like atmosphere. The majority of the ASH* ASSOCIATION FOR THE STUDY OF HIGHER EDUCATION
The factors that affect graduate school aspirations and attendance were studied in light of the f... more The factors that affect graduate school aspirations and attendance were studied in light of the fact that student loan borrowing has more than doubled in the past decade. Using data from two surveys conducted by the Higher Education Research Institute, this study investigated the educational degree aspirations of two separate college cohorts, one from 1985-1989 (n=24,847), before the expansion of loan borrowing, and one from 1994-1998 (n=5,061), after the passage of the 1992 Higher Education Amendments. There appeared to be no negative effects of borrowing on either graduate school aspirations or attendance. In fact, loans appeared to play an active role in degree aspirations and graduate school attendance for those who borrowed between 1994 and 1998. An appendix contains the variable coding for both datasets. (Contains 17 references.) (SLD)

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ABSTRACT This paper addresses two important issues concerning US education: first do monetary inp... more ABSTRACT This paper addresses two important issues concerning US education: first do monetary inputs affect educational achievement; and second, if monetary inputs do affect educational achievement, how does the US compare internationally, when considering both achievement and fiscal effort? We use several national and international reading and mathematics achievement tests as educational outputs; and US state and international income and educational expenditures per capita as inputs. Given our use of aggregate data we focus on describing the relationship between educational inputs and outputs at the state or national level. Still, our results indicate that there is an association between relative fiscal effort and achievement. We find that the US performs as expected, given its income and relative fiscal effort. We also find several US states to be as efficient as top performing foreign nations.
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Papers by Therese Eyermann