Learn how we are leveraging cutting-edge innovation to transform the way capital is raised and invested.

Registration Process:

• Visit http://atme.com.
• Click the «Sign Up» button.
• Complete the registration form.
• You will then be redirected to the KYC questionnaire. Please ensure you have your identification documents ready (for legal entities, this includes the authorized person and the company’s identification documents).

According to Bahraini Regulation qualified investors are:

1. High-Net-Worth Individuals (HNWIs): individuals with net worth of at least USD 1,000,000 (Excluding the value
   for their primary residence).
2. Institutional Clients, that include the following:
   1. Regulated banks, insurers, and investment firms.
   2. Firms with financial assets of USD 1,000,000+ for investment.
   3. Central banks, national authorities, and state investment entities.
3. Professional Investors: individuals meeting at least 2 of the following:
   1. USD 100,000 transactions in past 12 months.
   2. USD 500,000 in cash deposits and financial instruments.
   3. Significant investment and financial services experience.

A key is a unique cryptographic code that grants access to your digital assets. In blockchain systems, keys are divided into:

• Private keys: Used to sign transactions and prove ownership of assets.
• Public keys: Shared with others to receive assets.
• Private key(s) must be kept secure because losing or exposing it can result in loss of access to your funds. For more details please see the Account Security Guide.

Each wallet is assigned a unique private key, generated during the wallet creation process.

To create a new wallet on the ATME platform:

• Log in to your ATME account.
• Navigate to the Wallets menu.
• Click the New Wallet button.

When creating a wallet, choose your preferred key custody option: Self-Custody or ATME as the Custodian. If you opt for Self-Custody, it is crucial to securely store your private key and mnemonic phrase (or recovery phrase) in a reliable and accessible location. Detailed recommendations for Self-Custody are available in the Account Security Guide.

You can restore your wallet if you can log in to the platform. To do so:

1. Log in to your ATME account.
2. Go to the Wallet menu and select the wallet for which you want to restore the key.
3. Open the additional information about the wallet.
4. Copy the public key to your clipboard.
5. Contact customer support at [email protected], providing the wallet information and the public key.

The wallet you open on our platform is a digital tool that allows you to securely store, manage, and transact with your digital assets. Much like a physical wallet that holds cash, a digital wallet holds your tokens, ensuring they are safe and easily accessible for transactions.

Yes, ATME is compatible with the MetaMask application, allowing you to use wallet key pairs to create wallets and sign operations on the ATME platform.

Please follow these simple steps:

1. Log in to your ATME account.
2. Navigate to the Wallets menu.
3. Click the New Wallet button.
4. Follow the step-by-step instructions in the wallet creation wizard.

• ATME may act as your custodian for easy wallet management.
• You may choose self-custody if you want full control over your wallet.

 Self-Custody: 

• With self-custody, you have complete control over your digital assets. Only you can access your holdings—ATME cannot.
• Lost your key? No problem. If you have access to the platform and the public key, the support service will help you restore access to the wallet.
  This option is ideal for individuals who value full ownership and independence over their assets.

ATME Custody (Custodian Service): 

ATME takes care of securely storing your digital assets, making the process simple and convenient.

With ATME Custody, you:

• Access your wallet with an intuitive interface.
• Do not have to worry about managing or losing your private key as ATME handles the technicalities to ensure a seamless experience.

This is a safe and reliable option for users who prioritize ease of use and extra peace of mind.

Self-custody refers to directly managing your private keys and digital assets without relying on third parties (e.g., banks or custodians).

• You retain full control and ownership of your funds.
• You are solely responsible for securing and managing your private keys.

Self-custody provides greater autonomy but demands careful adherence to security practices. Be sure to review the Account Security Guide for recommendations on managing wallets and keys effectively.

Key transactions, such as handling customer requests, orders, and their execution, are managed through smart contracts. Smart contracts enable the automatic and simultaneous exchange of assets between parties during a transaction. This process is similar to the escrow system commonly used in banking, where funds or assets are held securely until all conditions of a deal are met.

ATME advises investing in tokens only for those with prior experience in diverse asset investments, as alternative asset investments carry inherent risks and require expertise. In compliance with legal requirements, ATME may restrict access to certain trading instruments if an investor lacks the necessary experience or qualifications.

Legislation mandates a thorough Know Your Customer (KYC) process for all exchange participants. This process is designed to safeguard against fraud, money laundering and terrorist financing, ensuring compliance with regulatory standards. By adhering to these measures, your reputation and finances are effectively protected.

Please follow these steps:

1. Navigate to the Wallets > Deposit menu on the platform.
2. Select the currency and bank for your deposit.
3. The bank account details and your unique Wallet Reference ID will be displayed.
4. Make a bank transfer using the provided details, ensuring you include the Wallet Reference ID in the payment comment.
5. You will receive an email notification once the funds have been successfully transferred to your wallet.

Please follow these steps:

1. Go to Wallet on the platform and select the wallet you wish to debit from.
2. Choose the Withdraw option.
3. Select the bank details for the account where you want the withdrawn funds to be transferred.
4. Set the amount and currency and sign the request

You can view your token balance under the Wallets menu. From the list of wallets, select the one you need—for example, a wallet designated for trading on the primary or secondary market. The tokens registered in the selected wallet will be displayed within that wallet.

Payouts on tokens, if outlined in the whitepaper, will be made by the issuer according to the schedule/frequency specified in the document. On the payment date, the issuer will authorize the distribution of the applicable fiat amount to the wallets of token holders.

Token holders can view the updated wallet balance under Wallets > Wallet for Replenishment. Additionally, a notification will be sent to your email simultaneously with the payment for your convenience.

You can find the commission for participation in the initial token offering and in transactions on the secondary market in the Fee Schedule.

Wallet top-ups and withdrawals with ATME are free of charge. However, some external costs may apply:

• SWIFT Transfer Fees: Charged by the investor’s bank if the funds originate outside Bahrain.
• Forex Fees: If the token issuance is denominated in a currency different from the investor’s original capital the investors may face a currency conversion fee applied by their bank.

ROI measures the total return generated relative to the initial investment. It tells you how much net profit you earn for every dollar invested over the entire lifecycle of the project.

You can calculate ROI through the following formula:

ROI = (Total Net Profit / Initial Investment) x 100%

IRR is the annualized rate at which the net present value (NPV) of all cash flows (inflows and outflows) from a project equals zero. It reflects the project’s average annual return assuming all interim cash flows are reinvested at the same rate.

Key point: IRR lets you compare projects of different durations and cash flow timing by annualizing returns.

Illustrative Example:

You invest $100,000 in a project that generates the following cash flows:

Total Net Profit: $20k + $30k + $40k + $50k = $140,000 gross inflow

Net Profit = $140,000 – $100,000 = $40,000

ROI Calculation: ROI = ($40,000 / $100,000) × 100% = 40% over 4 years

IRR Calculation: IRR is the annual rate r that solves:

0 = -100,000 + 20,000/(1+r)^1 + 30,000/(1+r)^2 + 40,000/(1+r)^3 + 50,000/(1+r)^4

Using a financial calculator, IRR ≈ 14.5% per year

Key Difference Recap:

You will not be able to delete your ATME account without selling off all existing digital securities and withdrawing the sale proceeds along with other funds from your ATME Wallet.

To request an account closure, please email your request to [email protected]. ATME will process your request in accordance with our General Terms and Conditions. Please note that if you hold active digital tokens, your account cannot be closed until all digital securities are sold, and the proceeds, along with any other funds, are withdrawn from your ATME Wallet.

ATME operates a secondary market where investors can:

• Create a buy or sell order for tokens and wait for a counterparty to accept it.
• Accept a purchase or sale order initiated by a counterparty.
• Create a buy or sell order that will be executed through a double auction, where orders are matched according to a predefined schedule.

Taxes are paid in accordance with the investor’s local laws.

For investors that are not taxable persons in Bahrain, Bahrain may have entered into a Double Taxation Treaty (DTT) with the investor’s country. You can view the DTT agreements with Bahrain here:
https://www.nbr.gov.bh/FTR/bahrain_tax_treaties_network  

Yes, tokens are legal. In April 2023, the Central Bank of Bahrain (CBB) expanded its regulatory framework to include digital token offerings that exhibit characteristics of securities.

A smart contract is a self-executing program on the blockchain that automatically enforces the terms and conditions of an agreement when predefined conditions are met.

Think of it as a digital agreement that executes itself without the need for intermediaries, resulting in a process that is efficient, secure, and transparent.

Token redemption is the process of exchanging a digital token for its underlying asset.

Tokens backed by real-world assets (e.g., gold, real estate) can be redeemed for the asset itself or its cash equivalent.

Example: A gold-backed token redeemed for physical gold or its value.

We currently support Bahraini Dinar (BHD), United Arab Emirates Dirham (AED), United States Dollar (USD), Euro (EUR). However, we are constantly working to add more currencies to better serve our clients.

Key transactions, such as handling customer requests, orders, and their execution, are managed through smart contracts. Smart contracts enable the automatic and simultaneous exchange of assets between parties during a transaction. This process is similar to the escrow system commonly used in banking, where funds or assets are held securely until all conditions of a deal are met.

Each issuer is required to meet specific eligibility criteria established by ATME and the Central Bank of Bahrain. Once you submit your KYC information, ATME will assess your eligibility.

You may submit the application form at any time, either by visiting online.atme.com/register  or by contacting our team at [email protected] to begin the due diligence process.

To register, your company must complete our onboarding process, which includes KYC procedures for your firm’s representatives. Begin by submitting the application form at online.atme.com/register or by contacting our team directly to initiate the due diligence process.

Upon successful completion of due diligence and approval of your application, you will gain full access to the platform’s features, including token issuance.

You can find information about all the fees in the Fee Schedule.

Clients' fiat funds are held in a specially created and segregated account for client funds at a licensed retail bank.

A client money account is a pooled account where multiple clients’ assets are held together under a single account on a platform or exchange.

• The individual balances and transactions are tracked internally.
• It streamlines transaction processing and reduces operational costs.

While assets are held in one account, ATME ensures full transparency and maintains detailed records of each client’s holdings to ensure compliance and security.

This account holds customer funds and may also track the fees owed to the platform. Transactions on this account are executed based on client instructions, with the exception of commission withdrawal operations.

Please email your request to close your account to [email protected]. ATME will process your request in accordance with our General Terms and Conditions and, where applicable, the Listing Rules. If you have an active digital token listing(s) ATME will review your request in line with the requirements of the Whitepaper(s) and any ongoing obligations to tokenholders. If you have ongoing obligations, such as periodic payments, your account might not be terminated but it may be suspended from other activities until such digital token(s) are expired or such listing is terminated in accordance with the Whitepaper. If you have no active listings but have amounts due to ATME, ATME may offset its dues against your balances as part of your termination.