ClearDebt: Payoff Planner

Track & Eliminate Your Debt

Free · In-App Purchases · Designed for iPad. Not verified for macOS.

Track payments and new charges, view smarter insights with a redesigned dashboard, and stay on top of debt with clearer reminders. **TAKE CONTROL OF YOUR DEBT JOURNEY** ClearDebt is the most comprehensive debt management app designed to help you track, manage, and eliminate debt faster. Whether you're dealing with credit cards, student loans, mortgages, or personal loans, ClearDebt gives you the tools and insights to achieve financial freedom. **WHY CLEARDEBT?** COMPLETE DEBT TRACKING Track unlimited debts across all categories with full payment history. See your total debt, progress percentage, and estimated payoff date at a glance. Beautiful visualizations keep you motivated every step of the way. NEVER MISS A PAYMENT Smart payment reminders ensure you stay on track and protect your credit score. View all upcoming payments in one organized view, sorted by urgency. Set custom reminder times to match your schedule. PAYOFF SIMULATOR Discover exactly how much time and money you can save with our powerful payoff simulator. Compare different payment strategies side-by-side and find the optimal plan for your financial situation. See real results before making decisions. BEAUTIFUL PROGRESS TRACKING Watch your debt shrink with stunning charts and progress indicators. Celebrate milestones as you hit 25%, 50%, 75%, and finally 100% paid off. Visual motivation that keeps you focused on your goals. BUDGET INTEGRATION (PREMIUM) Track income, expenses, and savings alongside your debt payments for a complete financial picture. Set budgets by category, monitor actual spending, and identify opportunities to accelerate debt payoff. ADVANCED ANALYTICS (PREMIUM) Deep insights into your financial journey with detailed charts showing payment trends, balance reduction over time, and interest savings. Export your data anytime for backup or spreadsheet analysis. **KEY FEATURES** FREE VERSION: • Track debts with full payment history • Beautiful progress visualization with animated charts • Payment reminders and notifications • Payoff simulator with multiple scenarios • Debt-free countdown and milestone celebrations • Interest calculations and savings tracking • Support for all debt types • Secure local data storage • Dark mode support • No account required - complete privacy PREMIUM FEATURES: • Unlimited debt tracking • Complete budget management system • Advanced analytics dashboard • Data export (JSON formats) • Ad-free experience **PERFECT FOR** • Anyone working to become debt-free • People juggling multiple debts and payments • Those who want to pay off debt faster and save on interest • Users looking for debt payoff motivation and accountability • Financial goal setters and budget-conscious individuals • Anyone tired of tracking debts in spreadsheets **PRIVACY & SECURITY** Your financial data is important to us. ClearDebt stores all data locally on your device - we don't send your information to external servers. Optional iCloud backup keeps your data secure and synced across your devices. No account creation required means complete privacy. **PAYOFF STRATEGIES** ClearDebt helps you implement proven debt elimination strategies: • Debt Snowball Method - Pay smallest balances first for quick wins • Debt Avalanche Method - Target the highest interest rates to save money • Custom Strategy - Create your own payment plan **START YOUR JOURNEY TODAY** Download ClearDebt now and take the first step toward financial freedom. Your debt-free future is closer than you think! This app uses Apple's standard Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & Reviews

  • This app has not received enough ratings or reviews to display an overview.

• Added full Charge Tracking - log new charges in addition to payments. • New Add Charge action available from Quick Actions and the Add screen. • Enhanced Transaction History with better handling for payments, charges, fees, and adjustments. • Refreshed Dashboard UI with cleaner cards and improved action visibility. • Improved Debt Strategy and Monthly Budget cards for quicker insights. • Added clearer Payment Schedule details, including frequency, next payment date, amount, and reminder status. • Fixed navigation and action sheet issues in debt details. • Improved reliability for reminders, premium access, and core app flows. • General bug fixes and performance improvements.

Version 1.5.0

The developer, Joshy Joseph, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Location

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Location

Privacy practices may vary based, for example, on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Provider
  • Joshy Joseph
Size
  • 14.6 MB
Category
  • Finance
Compatibility
Requires iOS 17.6 or later.
  • iPhone
    Requires iOS 17.6 or later.
  • iPad
    Requires iPadOS 17.6 or later.
  • Mac
    Requires macOS 14.6 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.3 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © 1.0
  • Developer Website
  • Privacy Policy

    • More by Joshy Joseph

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