HyperLend

Latest Update: HyperLend Token Distribution Details

HyperLend has released the complete tokenomics for its HPL token with distribution across five key categories:

Token Allocation

• Ecosystem Growth and Incentives: 30.14%
• Genesis: 25%
• Core Contributors: 22.5%
• Strategic Investors: 17.36%
• Liquidity: 5%

The HPL token has not yet launched and will go live at a later date. Staking and locking functionality will become available shortly after the Token Generation Event (TGE).

A secret points allocation was announced on January 28th, 2026, to reward consistent participation with the protocol after the points program officially ended. To reward this persistence, HyperLend allocated an additional 150 million points to active users. Also, participants that staked HYPE with the Hypurr Collective validator while remaining active on HyperLend receive a percentage boost to their points as well.

How to Participate in the HyperLend Points Program

1. Set up a compatible wallet: Install MetaMask or another Ethereum-compatible wallet that supports Hyperliquid EVM.
2. Acquire HYPE tokens: You’ll need HYPE tokens to interact with the HyperLend protocol. If you need to purchase HYPE tokens, you can buy them from Hyperliquid‘s HYPE-USDC spot market, then click on “Transfer to EVM”.
3. Connect your wallet to HyperLend: Visit the HyperLend platform and connect your wallet by clicking the “Connect Wallet” button in the top right corner.
4. Navigate to Markets: Click on the “Markets” tab to view available assets for lending and borrowing.
5. Deposit assets: Select HYPE or wstHYPE tokens and click “Deposit” to supply liquidity to the protocol. Enter the amount you wish to deposit and confirm the transaction.
6. Set up your referral code: Go to the “Referrals” section and create your unique referral code. Share this with friends to earn additional points when they use your code.
7. Claim daily points: Visit the “Points” page daily to claim your points drop after making a deposit.
8. Monitor your points balance: Keep track of your accumulated points on the dashboard to see your progress.
9. Follow HyperLend on social media: Stay updated on announcements by following HyperLend on X for the latest information about the points program and potential airdrop.

HyperLend Introduces Unified Trading Accounts (UTA)

HyperLend has officially announced the launch of Unified Trading Accounts (UTA), which combines HyperLend and Hyperliquid into a single integrated trading system for enhanced capital efficiency.

What is the Unified Trading Account?

The UTA eliminates the need for manual fund transfers between platforms. Previously, users had to manually transfer funds from HyperCore to HyperEVM, deposit into HyperLend, borrow stablecoins, and transfer assets back before trading with their full capital balance. These steps are now automated, requiring only a single wallet signature.

Key Benefits

• Capital Efficiency: Use your full deposited capital for trading without platform switching
• Triple Incentives: Potential rewards from HyperLend, Hyperliquid, and partner platforms
• Streamlined Process: Automated fund management with single-signature transactions
• Portfolio Margin: Access to unified portfolio margin across the Hyperliquid ecosystem

Ecosystem Integration

The UTA infrastructure supports:

• Builder codes integration for new exchanges
• HIP-3 markets development
• Partner protocol connections to HyperLend’s banking infrastructure
• Revenue sharing schemes for protocols and integrations

Maximizing Your Points Earnings

To optimize your chances of receiving a substantial allocation in a potential future airdrop, consider these strategies for maximizing your points:

• Consistent activity: Maintain regular activity on the platform rather than making one-time large deposits. Daily interactions typically result in more points over time.
• Diversify your activities: Earn points through multiple avenues such as lending, borrowing, and referring new users. Protocols often reward users who engage with all aspects of their platform.
• Manage risk wisely: While borrowing can earn additional points, be mindful of collateral ratios to avoid liquidation risks.
• Use your referral code: The referral program can significantly boost your points total. Share your code with friends and on social media to maximize this benefit.
• Stay informed about special events: HyperLend may run special campaigns or bonus point opportunities. Follow their official channels to stay updated.

Frequently Asked Questions

What is the HyperLend points system?

The HyperLend points system rewards users for engaging with the protocol through activities like depositing assets, borrowing, and referring new users. Points accumulate over time and may be used to determine eligibility for future token distributions or governance rights.

Is an airdrop guaranteed for points holders?

HyperLend have confirmed an airdrop for points holders on December 17th. Users have until January 16, 2026 to accept the terms and secure their allocation.

How long will the points program run?

HyperLend has not announced an end date for the points program. It began with the mainnet launch on March 24, 2025, and will likely continue for several months based on similar programs from other protocols.

Can I transfer my points to another wallet?

No, points are tied to the wallet address that earned them and cannot be transferred to other wallets. This prevents gaming the system and ensures rewards go to genuine users.

What happens if I withdraw my deposits?

Withdrawing your deposits won’t cause you to lose previously earned points. However, you’ll stop accumulating new points on those assets once they’re withdrawn.

Do smaller wallets have a chance to earn meaningful rewards?

Yes, while larger deposits earn more points in absolute terms, many protocols design their airdrops with mechanisms to ensure smaller participants receive proportionally fair allocations. Additionally, consistent activity and referrals can help smaller wallets accumulate significant points over time.

Conclusion

HyperLend represents an important addition to the Hyperliquid ecosystem as its primary lending protocol. By participating in the points program, users can engage with a promising DeFi platform while potentially positioning themselves for future rewards if a token launch occurs. The integration of Aave’s battle-tested infrastructure with Hyperliquid EVM’s performance capabilities creates a compelling platform for DeFi users seeking lending and borrowing services.

To maximize your participation, focus on consistent engagement with the protocol, diversify your activities across supplying and borrowing, and leverage the referral program to boost your points. Remember to manage risks appropriately and stay updated with official announcements from the HyperLend team for any changes to the points program or information about potential token distributions.

As with any DeFi participation, focus first on the utility and benefits of using the protocol itself, with potential airdrop rewards as a secondary consideration. By taking this approach, you’ll gain value from HyperLend regardless of future token distribution decisions.